WHAT WE OFFER

Non-securities related products include:

Annuities

• Fixed
• Indexed

Life insurance

• Term life insurance
• Cash value insurance (whole life, universal life)
• 2nd To Die life insurance

Health insurance

• Medicare Supplements
• Long Term Care
• Individual medical
• Travel medical

Securities-related products include:

• Mutual funds *
• Stocks *
• Bonds *
• Variable annuities/Variable life insurance *
• Tax credit programs *
• REITS *

*(securities-related products may only be offered by properly licensed individuals registered with a broker-dealer, please click the legal info link, at the bottom of the page, for more required disclosure information)

Golden Years Financial associates also facilitate:

Retirement planning though the use of:

• 401k’s
• 412i’s
• Keoghs
• Pension sharing
• Sep-IRAs
• Simple IRAs
• Roth IRAs
• Traditional IRAs

  Educational planning through the use of
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• Education IRAs
• 529 Plan

We can assist in the completion of your:

• Estate planning
• Charitable planning
• Financial independence planning

Golden Years Financial associates also maintain relationships with some of the finest estate planning law offices in California to assist you in whatever legal planning and documentation are necessary to complete your own personal plan.