Variable annuity*

While there is a lot to know about variable annuities, the following is a brief overview. Each product has its own particular features, benefits and pay-out options.

A variable annuity allows the annuitant to determine which investment options are most appropriate for them. The money is then invested in professionally managed portfolios. The annuity’s value will vary over time, according to the performance of the investment options chosen. Tax-deferral on the growth of the investment is another important aspect of the variable annuity.

If you would like to know if a variable annuity can work for you please contact us and set up an appointment with one of our representatives.

Variable Life Insurance*

While there is a lot to know about variable life insurance the following is a brief description. Variable life insurance provides permanent protection to a designated beneficiary upon the insured’s death. A variable life insurance allows the insured to allocate money to various types of investment accounts (within the insurance company’s portfolio). The value of the death benefit and the cash value may fluctuate up or down depending on the performance of the investment portion of the policy.

If you would like to know more about variable life insurance please contact us and set up an appointment with one of our representatives.

(*securities-related products may only be offered by properly licensed individuals registered with a broker-dealer)

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